Las Vegas Home Loans - Lending, Las Vegas Home Financing and Mortgage

Las Vegas Home Financing and Mortgage

Las Vegas Real Estate | Henderson Real Estate | Boulder City Real Estate

Mark Madsen

Communications Manager

Raintree Mortgage

9488 West Flamingo Road

Suite 102

Las Vegas,| NV LIC 2511

702-432-5626

Las Vegas Mortgage Blog and News:

$8000 Tax Credit Extended For Las Vegas First Time Home Buyers
If you’re a First-Time home buyer looking to purchase a new property in Las Vegas, you may hav...

4 Misconceptions from Today?s Home Buyer
1) Getting a mortgage is easy Financing is not easy these days. I currently have some clients und...

Las Vegas $8000 FHA First-Time Home Buyer Tax Credit
Update on $8,000 First-Time Home Buyer Tax Credit >> click here _____________________ _____...

Mark Madsen - Las Vegas Home Loans

- Communication

First Time Home Buyer Programs

- Full Disclosure

Lease to Own Programs

- Creative Lending Solutions

Credit Restoration Services

- FHA Licensed

Down Payment Requirements

- Commitment to your success

Investor Mortgage Strategies

The Mortgage Approval Process

Since it can be a little overwhelming going into the mortgage approval process, here are a few key factors to pay attention to when speaking with a mortgage professional:

• Credit - Your credit score weighs more on your approval and rate than it ever has before. Risk based pricing has recently been initiated for standard 30 year conforming and jumbo mortgages which means that a slight 10 point variation could be the difference of .25% in rate. It is a good idea to know your score at least 30 - 45 days prior to closing on a new home loan so that your loan officer will have enough time to correct any inconsistencies or blatant errors. Free Report: 3 quick tips to raising your credit score today

• Income - Typically, banks want to see your total monthly expenses at about 40% of your gross monthly income. There are several mortgage programs that consider future pay increases as well.

• Assets - We have several programs available. Since each loan scenario is unique, we keep an inventory of banks on hand that have flexible asset requirements. The main thing to consider regarding assets is how they will be verified. Before you start moving assets around, ask your loan officer what their bank requires.

Plan for success

We are aware that our clients are truly shopping for a new home and the not extremely excited about getting a mortgage. Let us tailor a lending solution that ultimately serves your future financial goals. While we are confident that our mortgage rates are competitive, our priority is to earn your trust by providing you excellent service, options, and education. Schedule a quick strategy session today so that you can have the ammunition you need when shopping for your next dream home.

What is your mortgage strategy?

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(702) 376-0088

Lending

Las Vegas Reverse Mortgage

$8000 Tax Credit Extended For Las Vegas First Time Home Buyers
If you’re a First-Time home buyer looking to purchase a new property in Las Vegas, you may hav...

VA Loan Basics For Las Vegas Veterans
If you’re a Las Vegas Veteran, a VA Mortgage may be an excellent option to consider when pre-q...

Las Vegas $8000 FHA First-Time Home Buyer Tax Credit
Update on $8,000 First-Time Home Buyer Tax Credit >> click here _____________________ _____...

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2600 Paseo Verde Parkway Ste. 100 | Henderson, Las Vegas, Nevada 89074
Email info@senasellsvegas.com Tel (702) 376-0088